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  1. Module 1 · 25 min

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    Why Personal Finance Matters

    See how money knowledge supports informed choices — wherever you're starting from.

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  2. Module 2 · 25 min

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    Money Basics and Vocabulary

    Connect earning, spending, saving, borrowing, and protecting — and learn the words.

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  3. Module 3 · 30 min

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    Understand Income and Pay

    Read a pay statement, know gross vs. take-home pay, and plan for pay that changes.

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  4. Module 4 · 35 min

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    Manage Checking and Savings

    Use accounts practically, read a statement, and avoid surprise fees.

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  5. Module 5 · 25 min

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    Set Financial Goals

    Turn your own priorities into clear goals with a next action and check-in date.

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  6. Module 6 · 35 min

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    Build a Budget That Fits Real Life

    Create a flexible spending plan for weekly, biweekly, or monthly pay.

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  7. Module 7 · 30 min

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    Reach Goals Through Budgeting

    Make goals actionable with sinking funds, milestones, and plan reworks.

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  8. Module 8 · 35 min

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    Build and Maintain Good Credit

    Understand credit reports and scores, and the habits that support healthy credit.

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  9. Module 9 · 35 min

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    Borrowing, Interest, and Debt

    Understand loan terms, compare payment approaches, and know where to get help.

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  10. Module 10 · 35 min

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    Plan for a Vehicle Purchase

    Decide if you need a vehicle, budget total transportation, and compare offers.

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  11. Module 11 · 35 min

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    Find Affordable Housing and Plan Housing Costs

    Plan the all-in cost of renting, review a lease, avoid scams, and learn homebuying basics.

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  12. Module 12 · 35 min

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    Protect Your Money and Create Your Action Plan

    Plan for emergencies, spot scams, find trustworthy help, and write your action plan.

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